:root{--page-pad:clamp(22px,6vw,96px);--blue:#25255e;--yellow:#f9c400;--steel:#4682b4;--ink:#071327}
*{box-sizing:border-box;margin:0;padding:0;max-width:100%}
html,body{width:100%;overflow-x:hidden}
body{font-family:Montserrat,sans-serif;color:var(--ink);background:#fff}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

.site-nav{position:fixed;inset:0 0 auto 0;z-index:100;width:100%;padding:18px var(--page-pad);display:flex;justify-content:space-between;align-items:center;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(37,37,94,.08);color:var(--blue)}
.brand img{width:188px;height:auto;object-fit:contain}
.menu-toggle,.menu-close{border:0;background:transparent;color:inherit;font:inherit;font-weight:800;text-transform:uppercase;letter-spacing:.03em;display:inline-flex;align-items:center;gap:8px;cursor:pointer}
.menu-toggle i,.menu-close i{color:var(--yellow);font-size:22px}
.menu-overlay{position:fixed;inset:0;z-index:200;background:var(--steel);color:#fff;padding:34px var(--page-pad);opacity:0;pointer-events:none;transition:.25s;display:flex;flex-direction:column;justify-content:space-between}
.menu-overlay.open{opacity:1;pointer-events:auto}
.menu-top{display:flex;justify-content:space-between;align-items:center}
.menu-top img{width:220px;height:auto;object-fit:contain}
.menu-grid{display:grid;grid-template-columns:repeat(2,minmax(260px,1fr));gap:24px 70px;max-width:1180px}
.big-link{display:block;font-size:clamp(38px,5vw,76px);font-weight:900;letter-spacing:-.06em;line-height:1.02;margin:12px 0}
.menu-group{display:grid;gap:8px}

.hero{padding:170px var(--page-pad) 80px;display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.hero h1{font-size:clamp(54px,7vw,110px);line-height:.88;color:var(--blue);letter-spacing:-.08em}
.lead{font-size:22px;max-width:700px;line-height:1.25;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--yellow);color:#111;padding:16px 26px;border-radius:14px;font-weight:800;text-decoration:none;margin-top:24px;border:0;font-family:inherit}
.photo img{border-radius:22px;height:720px;width:100%;object-fit:cover}
.k{color:var(--blue);font-weight:800;letter-spacing:.15em;text-transform:uppercase;margin-bottom:16px}
.cards{padding:0 var(--page-pad) 80px;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{padding:28px;border:1px solid #dde2ec;border-radius:22px;min-height:230px}
.card i{font-size:64px;color:var(--yellow)}
.card h3{color:var(--blue);font-size:28px;letter-spacing:-.04em;margin:18px 0 10px}
.card p{line-height:1.45}
.formsec,.process{padding:80px var(--page-pad)}
.formsec h2,.process h2{font-size:clamp(42px,6vw,90px);line-height:.88;color:var(--blue);letter-spacing:-.08em;margin-bottom:28px}
.frame{background:#fff;border-radius:24px;box-shadow:0 18px 50px #0001;padding:20px;border:1px solid #eef1f6}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.steps div{background:var(--blue);color:#fff;padding:26px;border-radius:22px;min-height:280px;display:flex;flex-direction:column;justify-content:flex-end}
.steps i{font-size:64px;color:var(--yellow);margin-bottom:auto}
.steps span{display:block;color:var(--yellow);font-weight:800;margin:8px 0}
.steps h3{font-size:30px;letter-spacing:-.05em;margin-bottom:10px}
.steps p{line-height:1.35;color:rgba(255,255,255,.8)}
footer{background:#f3f5f8;padding:60px var(--page-pad);display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
footer p,footer a{display:block;font-size:14px;line-height:1.45;margin-bottom:8px}
footer h4{color:var(--blue);text-transform:uppercase;font-size:14px;margin-bottom:18px}
.logo{width:180px;margin-bottom:18px}.mie{width:180px}

@media(max-width:900px){.hero,.cards,.steps,footer{grid-template-columns:1fr}.hero{display:block;padding-top:140px}.photo img{height:auto;margin-top:30px}}
@media(max-width:680px){:root{--page-pad:22px}.brand img{width:156px}.menu-overlay{padding:24px}.menu-top img{width:170px}.menu-grid{grid-template-columns:1fr;gap:18px}.big-link{font-size:clamp(40px,13vw,64px)}.hero h1{font-size:clamp(48px,14vw,78px)}.lead{font-size:18px}.btn{width:100%}}